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	<title>Kids Money Management</title>
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	<link>http://kidsmoneymanagement.com</link>
	<description>Helping parents and their kids excel at managing money</description>
	<lastBuildDate>Mon, 14 May 2012 15:16:41 +0000</lastBuildDate>
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		<title>Practical Money Skills Booklet</title>
		<link>http://kidsmoneymanagement.com/2012/05/14/practical-money-skills-booklet/</link>
		<comments>http://kidsmoneymanagement.com/2012/05/14/practical-money-skills-booklet/#comments</comments>
		<pubDate>Mon, 14 May 2012 15:16:41 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=385</guid>
		<description><![CDATA[This brochure helps you start by outlining the basics. And, as you go through the brochure, you&#8217;ll find out about important information that will help you manage your money. Download pdf. french &#124; english &#124; spain &#124; arabic &#124; chinese &#8230; <a href="http://kidsmoneymanagement.com/2012/05/14/practical-money-skills-booklet/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://practicalmoneyskills.ca/downloads/pdfs/PMS_english_booklet_100709.pdf" target="_blank"><img class="size-full wp-image-386 alignleft" height="135" src="http://kidsmoneymanagement.com/files/2012/05/brochures.gif" width="143" /></a>This brochure helps you start by outlining the basics. And, as you go through the brochure, you&#8217;ll find out about important information that will help you manage your money. Download pdf.<br />
<a href="http://www.practicalmoneyskills.ca/downloads/pdfs/PMS_french_booklet_100709.pdf" target="_blank">french</a> | <a href="http://www.practicalmoneyskills.ca/downloads/pdfs/PMS_english_booklet_100709.pdf" target="_blank">english</a> | <a href="http://www.practicalmoneyskills.ca/downloads/pdfs/PMS_spanish_booklet_100709.pdf" target="_blank">spain</a> | <a href="http://www.practicalmoneyskills.ca/downloads/pdfs/PMS_arabic_booklet_100709.pdf" target="_blank">arabic</a> | <a href="http://www.practicalmoneyskills.ca/downloads/pdfs/PMS_chinese_booklet_100709.pdf" target="_blank">chinese</a> | <a href="http://www.practicalmoneyskills.ca/downloads/pdfs/PMS_punjabi_booklet_100709.pdf" target="_blank">punjabi</a></p>
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		<item>
		<title>Smart Money Quiz Show</title>
		<link>http://kidsmoneymanagement.com/2012/05/08/383/</link>
		<comments>http://kidsmoneymanagement.com/2012/05/08/383/#comments</comments>
		<pubDate>Tue, 08 May 2012 16:30:58 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Interactive Games]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=383</guid>
		<description><![CDATA[The object of this game is to test your knowledge of credit and banks. You start out with $10,000 in debt. Each question is worth money. If you answer your questions correctly, you will decrease your debt or end up &#8230; <a href="http://kidsmoneymanagement.com/2012/05/08/383/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://practicalmoneyskills.ca/games/quiz/index.html?width=640&amp;height=480" target="_blank"><img class="alignnone size-full wp-image-384" height="141" src="http://kidsmoneymanagement.com/files/2012/05/Smart-Money-Game-Show.jpg" width="280" /></a></p>
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<p>The object of this game is to test your knowledge of credit and banks. You start out with $10,000 in debt. Each question is worth money. If you answer your questions correctly, you will decrease your debt or end up out of debt! <a href="http://practicalmoneyskills.ca/games/quiz/index.html?width=640&amp;height=480" target="_blank"><strong>Play Now!</strong></a></p>
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</table>
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		<item>
		<title>Jump Start&#8217;s Reality Check</title>
		<link>http://kidsmoneymanagement.com/2012/05/01/jump-starts-reality-check/</link>
		<comments>http://kidsmoneymanagement.com/2012/05/01/jump-starts-reality-check/#comments</comments>
		<pubDate>Tue, 01 May 2012 19:33:15 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=378</guid>
		<description><![CDATA[Okay . . . we won&#8217;t bore you with details. We simply want you to imagine how you want to live once you&#8217;re on your own. Will you buy a car? Where will you live? Do you go to the &#8230; <a href="http://kidsmoneymanagement.com/2012/05/01/jump-starts-reality-check/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.jumpstart.org/reality-check-page1.html" target="_blank"><img class="alignnone size-full wp-image-379" height="165" src="http://kidsmoneymanagement.com/files/2012/05/jump-start-reality-check.jpg" width="698" /></a></p>
<p>Okay . . . we won&#8217;t bore you with details. We simply want you to imagine how you want to live once you&#8217;re on your own. Will you buy a car? Where will you live? Do you go to the movies or sports events most every weekend? Remember, it&#8217;s your life, you can do whatever you want . . . OR CAN YOU?</p>
<p>Imagine the possibilities . . . then fill in your choices on the next page, and get ready for a <strong>Reality Check</strong>! Chances are you&#8217;ll be surprised at how much your so-called dream life will cost.</p>
<p>Once you&#8217;ve indicated your choices, we will show you what income you&#8217;ll need to live the life you want. We&#8217;ll even give you a list of careers that support your lifestyle. Now that&#8217;s cool.</p>
<h3><a href="http://www.jumpstart.org/reality-check-page1.html" target="_blank">Enter Reality Check!</a></h3>
<p> <span id="more-378"></span></p>
<table align="center" border="0" cellpadding="0" cellspacing="0" style="width: 100%">
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<td>NOTE: This calculator is free, and it is quick and simple to use. It will give you a general snapshot of your financial future. It is not a precise budgeting tool.</p>
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<p>While local salaries, wages and lifestyle costs will vary throughout the United States, the internal data used in this calculator are national averages. The results will indicate a ballpark relationship between your expenses and the income you will need to support your lifestyle.</p>
<p>The internal data in this calculator is adapted from several sources, including the annual Consumer Expenditure Survey of the Bureau of Labor Statistics.</p>
<p>The Jump$tart Coalition thanks <strong>Maxine Sweet</strong>, vice president of public education for Experian; <strong>Ken McDonnell</strong>, program director for the Employee Benefit Research Institute/American Savings Education Council; <strong>Rosella Bannister</strong>, clearinghouse manager for the Jump$tart Coalition; and members of Jump$tart&#8217;s national <strong>Education Committee</strong> for their work on the 2010 revision to this tool.</td>
</tr>
</tbody>
</table>
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		<item>
		<title>Avengers Comic Teaches Mad Money Skills</title>
		<link>http://kidsmoneymanagement.com/2012/04/24/avengers-comic-teaches-mad-money-skills/</link>
		<comments>http://kidsmoneymanagement.com/2012/04/24/avengers-comic-teaches-mad-money-skills/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 15:22:57 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=376</guid>
		<description><![CDATA[Join Spider-Man and the Avengers in this exciting educational comic about saving money and saving the day. The heroes team up to defeat the villain Mole Man and his evil army, all the while learning important financial skills. The action-packed &#8230; <a href="http://kidsmoneymanagement.com/2012/04/24/avengers-comic-teaches-mad-money-skills/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="https://marvel.com/digitalcomics/view_white.htm?iid=24592" target="_blank"></a></p>
<p><a href="https://marvel.com/digitalcomics/view_white.htm?iid=24592" target="_blank"><img class="alignnone size-full wp-image-377" height="191" src="http://kidsmoneymanagement.com/files/2012/04/Avengers-Comic.jpg" width="530" /></a></p>
<p>Join Spider-Man and the Avengers in this exciting educational comic about saving money and saving the day. The heroes team up to defeat the villain Mole Man and his evil army, all the while learning important financial skills. The action-packed comic features a budgeting worksheet, finance terms and more.</p>
<p>View in <a href="https://marvel.com/digitalcomics/view_white.htm?iid=24592" target="_blank">English</a>, <a href="https://marvel.com/digitalcomics/view_white.htm?iid=24593" target="_blank">Spanish</a>, <a href="http://marvel.com/digitalcomics/view_white.htm?iid=24600" target="_blank">French</a> or <a href="http://marvel.com/digitalcomics/view_white.htm?iid=24596" target="_blank">Chinese</a>.</p>
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		<item>
		<title>VISA Financial Soccer Game</title>
		<link>http://kidsmoneymanagement.com/2012/04/17/visa-financial-soccer-game/</link>
		<comments>http://kidsmoneymanagement.com/2012/04/17/visa-financial-soccer-game/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 21:57:29 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Interactive Games]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=370</guid>
		<description><![CDATA[Financial Soccer is a fast-paced, multiple-choice question game, testing players&#8217; knowledge of financial management skills as they advance down field, and try to score goals. Educators are encouraged to review and download the curriculum for students, before actual game play. &#8230; <a href="http://kidsmoneymanagement.com/2012/04/17/visa-financial-soccer-game/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.financialsoccer.com/play/play.php" target="_blank"><img class="alignleft size-full wp-image-371" height="402" src="http://kidsmoneymanagement.com/files/2012/04/Soccer-Visa-Kids-Financial-Literacy.jpg" width="647" /></a></p>
<p>Financial Soccer is a fast-paced, multiple-choice question game, testing players&#8217; knowledge of financial management skills as they advance down field, and try to score goals. Educators are encouraged to review and download the curriculum for students, before actual game play. If you&#8217;re already warmed up and ready to play, click the <a href="http://www.financialsoccer.com/play/play.php" target="_blank">picture</a> above to begin.</p>
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		<title>Free Download &#8211; The Zela Wela Kids Steps to Success Mountain</title>
		<link>http://kidsmoneymanagement.com/2012/04/10/free-download-the-zela-wela-kids-steps-to-success-mountain/</link>
		<comments>http://kidsmoneymanagement.com/2012/04/10/free-download-the-zela-wela-kids-steps-to-success-mountain/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 16:48:46 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=368</guid>
		<description><![CDATA[The benefits of using the Zela Wela Kids Steps to Success Mountain are: The clarity of the goal stated at the top will help your child define the steps necessary for success. Visualizing the goal fulfilled is powerful positive feedback &#8230; <a href="http://kidsmoneymanagement.com/2012/04/10/free-download-the-zela-wela-kids-steps-to-success-mountain/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><strong><a href="http://www.zelawelakids.com/Portals/65096/docs/stepstosuccessmountain.pdf?_hse=bsommer@gmail.com&amp;_hsmi=BE508172&amp;_hsh=1ad6556f4f4311fc4d73615b9ce6013d&amp;utm_campaign=EmailMarketing_Goal+Setting+Tool+for+Kids+-+Free+Download_20120405" target="_blank"><img class="alignleft size-full wp-image-369" height="368" src="http://kidsmoneymanagement.com/files/2012/04/Steps-to-Success.jpg" width="602" /></a>The benefits of using the Zela Wela Kids Steps to Success Mountain are:</strong></p>
<ul>
<li>The clarity of the goal stated at the top will help your child define the steps necessary for success. Visualizing the goal fulfilled is powerful positive feedback for the brain and raises self-esteem.</li>
<li>It gives them a place to put the date they want to achieve the goal by. Timeliness is a key factor in successful goal setting.</li>
<li>Your child will be able to decide what steps they need to take next to achieve their goal and feel empowered to take action. Small effective steps lead to success!</li>
<li>Each progressive step your child takes causes their self-esteem to go up and makes them more optimistic and effective in everything they do. It will also encourage them to persevere.</li>
<li>They will learn that plans can, and should be, adjusted according to outcomes experienced along the journey.</li>
<li>Placing this visual reminder on the wall or fridge, where it can be seen frequently, will increase the likelihood of success.</li>
<li>Your child will be motivated when they see their own photo at the top of the mountain. This will excite them to reach the summit, to reach their goal!</li>
<li>Once they reach their goal, your child&#8217;s confidence will increase and they will be inspired to set another goal. Success breeds success!</li>
</ul>
<p>Download the free PDF here:  <a href="http://www.zelawelakids.com/Portals/65096/docs/stepstosuccessmountain.pdf?_hse=bsommer@gmail.com&amp;_hsmi=BE508172&amp;_hsh=1ad6556f4f4311fc4d73615b9ce6013d&amp;utm_campaign=EmailMarketing_Goal+Setting+Tool+for+Kids+-+Free+Download_20120405">Zela Wela Kids Steps to Success Mountain</a></p>
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		<title>Audio Program &#8211; How to Teach Your Children the Most Critical Financial Life Skills</title>
		<link>http://kidsmoneymanagement.com/2012/04/03/zela-wela-kids-audio-program/</link>
		<comments>http://kidsmoneymanagement.com/2012/04/03/zela-wela-kids-audio-program/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 23:48:40 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=364</guid>
		<description><![CDATA[&#62;&#62;&#62;ORDER NOW&#60;&#60;&#60; Would you like to have kids who grow up to be financially independent? Would you like to know how to teach them the key skills to make this happen? This is exactly what is discussed on this revolutionary &#8230; <a href="http://kidsmoneymanagement.com/2012/04/03/zela-wela-kids-audio-program/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://kidsmoneymanagement.com/zela-wela-2/#ecwid:category=0&amp;mode=product&amp;product=10050077" target="_blank">&gt;&gt;&gt;ORDER NOW&lt;&lt;&lt;</a></p>
<p><a href="http://kidsmoneymanagement.com/zela-wela-2/#ecwid:category=0&amp;mode=product&amp;product=10050077" target="_blank"><img class="size-full wp-image-365 alignnone" height="341" src="http://kidsmoneymanagement.com/files/2012/04/audio-artwork.jpg" width="400" /></a></p>
<p>Would you like to have kids who grow up to be financially independent? Would you like to know how to teach them the key skills to make this happen?</p>
<p>This is exactly what is discussed on this revolutionary new audio program created for moms and dads  everywhere who are wondering how to help <strong>prepare their children </strong>to lead bright, fulfilling and financially successful lives. <strong>In one evening </strong>it will give you the information you desire, so you can <strong>stop worrying</strong> about how to teach your child the financial skills they will need to succeed in life.</p>
<p>The concepts addressed include:</p>
<ul>
<li>The <strong>number one trait </strong>in children that predicts future financial success in adulthood.</li>
<li>A <strong>simple yet powerful </strong>wealth building habit that&#8217;s easy to learn and fun to use.</li>
<li><strong>Damaging mistakes </strong>all parents should avoid</li>
<li>The <strong>Zela Wela Kids Financial House </strong>- kids money milestones by age</li>
<li><strong>Values based</strong> spending and planning</li>
<li><strong>Answers</strong> to all your allowance questions</li>
<li><strong>Why </strong>all children should have savings accounts and actively use them</li>
<li><strong>What to say </strong>to your teens during &#8220;the talk&#8221; about credit cards</li>
<li>A <strong>step by step </strong>road map you can use to teach your children key financial skills relative to their age</li>
</ul>
<p><a href="http://kidsmoneymanagement.com/zela-wela-2/#ecwid:category=0&amp;mode=product&amp;product=10050077" target="_blank">&gt;&gt;&gt;ORDER NOW&lt;&lt;&lt;</a></p>
<p>You were going to love this educational program, especially if you…</p>
<p>     √ have tried to teach your kids money management skills with <strong>disappointing results</strong></p>
<p>     √ <strong>are unclear</strong> about where to begin and what to teach</p>
<p>      √ <strong>feel stuck</strong> <strong>and worried</strong> that you don&#8217;t have the time or knowledge to succeed</p>
<p><a href="http://kidsmoneymanagement.com/zela-wela-2/#ecwid:category=0&amp;mode=product&amp;product=10050077" target="_blank">&gt;&gt;&gt;ORDER NOW&lt;&lt;&lt;</a></p>
<p>The product will be <strong>available globally March 30th </strong>at the <strong>launch price of $59.95. </strong>This price will end April 30th and go up to the regular retail price of $79.95.</p>
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		<title>Savings Tricks for Kids</title>
		<link>http://kidsmoneymanagement.com/2012/03/27/savings-tricks-for-kids/</link>
		<comments>http://kidsmoneymanagement.com/2012/03/27/savings-tricks-for-kids/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 18:40:35 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=360</guid>
		<description><![CDATA[Saving money is easy for some of us. But it takes some real effort for many of us. Saving means resisting the urge to buy those fantastic shoes or new video game. Taking control of how you handle money today &#8230; <a href="http://kidsmoneymanagement.com/2012/03/27/savings-tricks-for-kids/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.themint.org/teens/saving-tricks.html" target="_blank"><img class="alignleft size-full wp-image-362" height="132" src="http://kidsmoneymanagement.com/files/2012/03/Savings-Tricks.jpg" width="228" /></a>Saving money is easy for some of us. But it takes some real effort for many of us. Saving means resisting the urge to buy those fantastic shoes or new video game. Taking control of how you handle money today means you have more choices in the future. Here are some tricks to help you save more money.  <a href="http://www.themint.org/teens/saving-tricks.html" target="_blank">Read more&#8230;</a></p>
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		<title>Parents: Release The Guilt! Why You Shouldn’t Buy Everything Your Children Want</title>
		<link>http://kidsmoneymanagement.com/2012/03/20/parents-release-the-guilt-why-you-shouldn%e2%80%99t-buy-everything-your-children-want/</link>
		<comments>http://kidsmoneymanagement.com/2012/03/20/parents-release-the-guilt-why-you-shouldn%e2%80%99t-buy-everything-your-children-want/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 19:42:48 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>

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		<description><![CDATA[Do you dream of the day when you can look at your child and know they have all the skills and abilities they’ll need to successfully navigate adult life, including the financial part? Well if you do, you can get &#8230; <a href="http://kidsmoneymanagement.com/2012/03/20/parents-release-the-guilt-why-you-shouldn%e2%80%99t-buy-everything-your-children-want/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.financiallysmitten.com/2012/02/27/parents-release-the-guilt-why-you-shouldnt-buy-everything-your-children-want/" target="_blank"><img class="alignleft size-full wp-image-358" height="197" src="http://kidsmoneymanagement.com/files/2012/03/Parents.jpg" width="742" /></a></p>
<p>Do you dream of the day when you can look at your child and know they have all the skills and abilities they’ll need to successfully navigate adult life, including the financial part?</p>
<p>Well if you do, you can get rid of that thousand pound weight on your shoulders that makes you feel like you should buy your kids everything “so-and-so” has. As it turns out saying “no,” and explaining why, may be the best thing you can do for your child’s financial future.  <a href="http://www.financiallysmitten.com/2012/02/27/parents-release-the-guilt-why-you-shouldnt-buy-everything-your-children-want/" target="_blank">Read more&#8230;</a></p>
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		<title>Who Is Teaching Our Kids About Finance? Canadian Expert Wants Next Generation to Learn From His Mistakes</title>
		<link>http://kidsmoneymanagement.com/2012/03/13/who-is-teaching-our-kids-about-finance-canadian-expert-wants-next-generation-to-learn-from-his-mistakes/</link>
		<comments>http://kidsmoneymanagement.com/2012/03/13/who-is-teaching-our-kids-about-finance-canadian-expert-wants-next-generation-to-learn-from-his-mistakes/#comments</comments>
		<pubDate>Tue, 13 Mar 2012 21:35:32 +0000</pubDate>
		<dc:creator>BDS</dc:creator>
				<category><![CDATA[Education]]></category>

		<guid isPermaLink="false">http://bryans.uibcsites.com/?p=354</guid>
		<description><![CDATA[The last time I checked, there were no “Financial Planning” lessons in today’s school curriculum.  Even less likely, a class on “How to use your Credit Card” or “What Does ‘Interest Rate’ Mean?”   So how are our kids learning &#8230; <a href="http://kidsmoneymanagement.com/2012/03/13/who-is-teaching-our-kids-about-finance-canadian-expert-wants-next-generation-to-learn-from-his-mistakes/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.curvecommunications.com/2012/03/who-is-teaching-our-kids-about-finance-canadian-expert-wants-next-generation-to-learn-from-his-mistakes/" target="_blank"></a></p>
<div><a href="http://www.curvecommunications.com/2012/03/who-is-teaching-our-kids-about-finance-canadian-expert-wants-next-generation-to-learn-from-his-mistakes/" target="_blank"><img class="alignleft size-full wp-image-356" height="324" src="http://kidsmoneymanagement.com/files/2012/03/Kids-and-Finance1.jpg" width="649" /></a></div>
<p class="MsoNormal" style="line-height: 14.25pt;margin: 0cm 0cm 0pt"><span><span style="color: #000000"><span style="font-family: Calibri">The last time I checked, there were no “Financial Planning” lessons in today’s school curriculum.  Even less likely, a class on “How to use your Credit Card” or “What Does ‘Interest Rate’ Mean?”</span></span></span></p>
<p class="MsoNormal" style="line-height: 14.25pt;margin: 0cm 0cm 0pt"><span><span style="color: #000000"><span style="font-family: Calibri"> </span></span></span></p>
<p class="MsoNormal" style="line-height: 14.25pt;margin: 0cm 0cm 18pt"><span><span style="color: #000000"><span style="font-family: Calibri">So how are our kids learning about money and how to manage it?  I know I’m one of the worst candidates for giving my young son any kind of financial advice, unless it’s the usual parenting classic of “do as I say, not as I do,” and we all know how much attention children pay to that line!</span></span></span></p>
<p class="MsoNormal" style="line-height: 14.25pt;margin: 0cm 0cm 18pt"><span><span style="color: #000000"><span style="font-family: Calibri">Many adults learn how to manage their money the hard way, after they’ve accumulated a pile of debt. Some adults never learn it at all, but wouldn’t it have been great to have been given those vital financial tools when we were kids?</span></span></span></p>
<p><a href="http://www.curvecommunications.com/2012/03/who-is-teaching-our-kids-about-finance-canadian-expert-wants-next-generation-to-learn-from-his-mistakes/" target="_blank">Read more&#8230;</a></p>
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