Kids Money Management

Okay . . . we won’t bore you with details. We simply want you to imagine how you want to live once you’re on your own. Will you buy a car? Where will you live? Do you go to the movies or sports events most every weekend? Remember, it’s your life, you can do whatever you want . . . OR CAN YOU?

Imagine the possibilities . . . then fill in your choices on the next page, and get ready for a Reality Check! Chances are you’ll be surprised at how much your so-called dream life will cost.

Once you’ve indicated your choices, we will show you what income you’ll need to live the life you want. We’ll even give you a list of careers that support your lifestyle. Now that’s cool.

Enter Reality Check!

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Join Spider-Man and the Avengers in this exciting educational comic about saving money and saving the day. The heroes team up to defeat the villain Mole Man and his evil army, all the while learning important financial skills. The action-packed comic features a budgeting worksheet, finance terms and more.

View in English, Spanish, French or Chinese.

The benefits of using the Zela Wela Kids Steps to Success Mountain are:

• The clarity of the goal stated at the top will help your child define the steps necessary for success. Visualizing the goal fulfilled is powerful positive feedback for the brain and raises self-esteem.
• It gives them a place to put the date they want to achieve the goal by. Timeliness is a key factor in successful goal setting.
• Your child will be able to decide what steps they need to take next to achieve their goal and feel empowered to take action. Small effective steps lead to success!
• Each progressive step your child takes causes their self-esteem to go up and makes them more optimistic and effective in everything they do. It will also encourage them to persevere.
• They will learn that plans can, and should be, adjusted according to outcomes experienced along the journey.
• Placing this visual reminder on the wall or fridge, where it can be seen frequently, will increase the likelihood of success.
• Your child will be motivated when they see their own photo at the top of the mountain. This will excite them to reach the summit, to reach their goal!
• Once they reach their goal, your child’s confidence will increase and they will be inspired to set another goal. Success breeds success!

Download the free PDF here:  Zela Wela Kids Steps to Success Mountain

Do you dream of the day when you can look at your child and know they have all the skills and abilities they’ll need to successfully navigate adult life, including the financial part?

Well if you do, you can get rid of that thousand pound weight on your shoulders that makes you feel like you should buy your kids everything “so-and-so” has. As it turns out saying “no,” and explaining why, may be the best thing you can do for your child’s financial future.  Read more…

The last time I checked, there were no “Financial Planning” lessons in today’s school curriculum.  Even less likely, a class on “How to use your Credit Card” or “What Does ‘Interest Rate’ Mean?”

So how are our kids learning about money and how to manage it?  I know I’m one of the worst candidates for giving my young son any kind of financial advice, unless it’s the usual parenting classic of “do as I say, not as I do,” and we all know how much attention children pay to that line!

Many adults learn how to manage their money the hard way, after they’ve accumulated a pile of debt. Some adults never learn it at all, but wouldn’t it have been great to have been given those vital financial tools when we were kids?

Read more…